Free CalHFA Eligibility Quiz
See which CalHFA programs fit you — 60 seconds, no credit pull.
Seven quick questions. Then we send you a personalized game plan covering MyHome, ZIP, and Dream For All.
What brings you here today?
There's no wrong answer — this just helps us tailor your plan.
Where are you looking to buy?
CalHFA income limits and price points vary by county.
When do you want to buy?
Even "someday" buyers benefit from getting the plan started early.
How's your credit?
Best guess is fine — we never pull credit at this stage.
What's your household income?
CalHFA limits are generous — San Diego's 2026 limit is $259,000.
How much do you have saved for a down payment?
Remember: CalHFA assistance can cover most or all of the minimum down payment.
Have you served in the military?
VA loans can change the math — zero down, no monthly mortgage insurance.
Where should we send your CalHFA game plan?
You'll hear from a real, licensed person — never a call center.
Real state programs
MyHome covers up to 3.5% of your purchase price with no monthly payment, and ZIP adds a 0% closing-cost loan on top. These are official CalHFA programs — we just know how to use them.
A plan, not a pitch
Your answers tell us which programs you're likely to fit — and which you aren't. You get a straight assessment, including "not yet, and here's what to fix first" when that's the truth.
Free to talk, always
The eligibility review costs nothing and commits you to nothing. Like every mortgage professional, we're paid through the lender only if and when you close a loan.
Quick answers before you start
Will this affect my credit score?
No. This quiz doesn't ask for your Social Security number and doesn't trigger any credit check. A credit pull only happens later, if you decide to move forward with a pre-approval — and only with your explicit permission.
What happens after I submit?
We review your answers — usually within a few business hours — and reach out from (619) 555-0123 with a personalized rundown of which CalHFA programs fit your situation, what they'd mean in dollars, and what your next step would be.
What if I'm not sure I qualify?
That's exactly who this quiz is for. Most renters underestimate what they qualify for — San Diego's 2026 CalHFA income limit is $259,000, far higher than most people expect. And if you're genuinely not ready yet, we'll tell you honestly and map out what to work on.