/* ============================================================
   CalHFA Lead-Gen Site — Design System
   Apple-inspired: system font stack, generous whitespace,
   high contrast, pill buttons, frosted-glass nav.
   ============================================================ */

:root {
  --ink: #1d1d1f;
  --ink-soft: #494949;
  --ink-faint: #6e6e73;
  --bg: #ffffff;
  --bg-soft: #f5f5f7;
  --bg-dark: #000000;
  --accent: #0066cc;
  --accent-bright: #0071e3;
  --accent-hover: #0077ed;
  --gold: #b8860b;
  --success: #1a7f37;
  --border: #d2d2d7;
  --radius-lg: 28px;
  --radius-md: 18px;
  --radius-sm: 12px;
  --shadow-card: 0 4px 24px rgba(0, 0, 0, 0.06);
  --shadow-card-hover: 0 12px 40px rgba(0, 0, 0, 0.12);
  --font-stack: -apple-system, BlinkMacSystemFont, "SF Pro Display", "SF Pro Text",
    "Segoe UI", "Segoe UI Variable", Roboto, "Helvetica Neue", Arial, sans-serif;
  --max-width: 1080px;
  --max-width-narrow: 780px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: var(--font-stack);
  color: var(--ink);
  background: var(--bg);
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img, svg { max-width: 100%; height: auto; display: block; }

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

/* ---------- Typography ---------- */
h1, h2, h3, h4 {
  font-weight: 700;
  letter-spacing: -0.015em;
  line-height: 1.12;
  color: var(--ink);
}
h1 { font-size: clamp(2.4rem, 6vw, 3.8rem); }
h2 { font-size: clamp(1.8rem, 4vw, 2.6rem); letter-spacing: -0.02em; }
h3 { font-size: clamp(1.25rem, 2.5vw, 1.5rem); }
h4 { font-size: 1.1rem; }

.eyebrow {
  display: inline-block;
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--accent);
  margin-bottom: 0.75rem;
}

.lede {
  font-size: clamp(1.15rem, 2.2vw, 1.35rem);
  color: var(--ink-soft);
  line-height: 1.5;
  font-weight: 400;
}

.section-title { text-align: center; max-width: 720px; margin: 0 auto 1rem; }
.section-sub { text-align: center; max-width: 640px; margin: 0 auto 3rem; color: var(--ink-faint); font-size: 1.15rem; }

/* ---------- Layout ---------- */
.container { max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: var(--max-width-narrow); margin: 0 auto; padding: 0 24px; }
section { padding: 88px 0; }
section.tight { padding: 56px 0; }
.bg-soft { background: var(--bg-soft); }
.bg-dark { background: var(--bg-dark); color: #f5f5f7; }
.bg-dark h2, .bg-dark h3 { color: #fff; }
.bg-dark p { color: #a1a1a6; }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
@media (max-width: 900px) {
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 620px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  section { padding: 64px 0; }
}

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.78);
  -webkit-backdrop-filter: saturate(180%) blur(20px);
  backdrop-filter: saturate(180%) blur(20px);
  border-bottom: 1px solid rgba(0, 0, 0, 0.08);
  transition: box-shadow 0.3s ease;
}
.site-header.scrolled { box-shadow: 0 1px 12px rgba(0, 0, 0, 0.08); }

.nav-wrap {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 60px;
}

.logo {
  font-size: 1.15rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ink);
  display: flex;
  align-items: center;
  gap: 10px;
  white-space: nowrap;
}
.logo:hover { text-decoration: none; }
.logo .logo-mark {
  width: 30px; height: 30px; border-radius: 8px;
  background: linear-gradient(135deg, #0071e3, #003d80);
  display: inline-flex; align-items: center; justify-content: center;
  color: #fff; font-size: 0.85rem; font-weight: 800; flex-shrink: 0;
}
.logo .logo-sub { display: block; font-size: 0.68rem; font-weight: 500; color: var(--ink-faint); letter-spacing: 0.02em; }

.main-nav { display: flex; align-items: center; gap: 4px; }
.main-nav > a, .nav-item > button {
  font-family: var(--font-stack);
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--ink);
  padding: 8px 14px;
  border-radius: 999px;
  background: none;
  border: none;
  cursor: pointer;
  transition: background 0.2s ease;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}
.main-nav > a:hover, .nav-item > button:hover { background: rgba(0, 0, 0, 0.05); text-decoration: none; }
.main-nav > a.active { color: var(--accent); }

.nav-item { position: relative; }
.nav-item .caret { width: 9px; height: 9px; border-right: 1.5px solid currentColor; border-bottom: 1.5px solid currentColor; transform: rotate(45deg) translateY(-2px); transition: transform .2s; }
.nav-item.open .caret { transform: rotate(225deg) translateY(-1px); }

.dropdown {
  position: absolute;
  top: calc(100% + 10px);
  left: 50%;
  transform: translateX(-50%) translateY(6px);
  background: rgba(255, 255, 255, 0.95);
  -webkit-backdrop-filter: blur(20px);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(0, 0, 0, 0.08);
  border-radius: 16px;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.15);
  padding: 10px;
  min-width: 280px;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.2s ease, transform 0.2s ease, visibility 0.2s;
}
.nav-item.open .dropdown { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.dropdown a {
  display: block;
  padding: 10px 14px;
  border-radius: 10px;
  color: var(--ink);
  font-size: 0.92rem;
  font-weight: 500;
}
.dropdown a:hover { background: var(--bg-soft); text-decoration: none; }
.dropdown a small { display: block; color: var(--ink-faint); font-weight: 400; font-size: 0.8rem; }
.dropdown .dropdown-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 0 6px; }

.nav-cta {
  background: var(--accent-bright);
  color: #fff !important;
  padding: 9px 20px !important;
  border-radius: 999px;
  font-weight: 600 !important;
  margin-left: 8px;
  transition: background 0.2s ease, transform 0.2s ease;
}
.nav-cta:hover { background: var(--accent-hover) !important; text-decoration: none !important; transform: scale(1.03); }

.nav-phone { font-weight: 600; font-size: 0.92rem; }

.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 10px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--ink); margin: 5px 0; border-radius: 2px; transition: transform .25s, opacity .25s; }
.nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 980px) {
  .nav-toggle { display: block; }
  .nav-phone { display: none; }
  .main-nav {
    display: none;
    position: absolute;
    top: 60px; left: 0; right: 0;
    background: rgba(255, 255, 255, 0.98);
    -webkit-backdrop-filter: blur(20px);
    backdrop-filter: blur(20px);
    flex-direction: column;
    align-items: stretch;
    padding: 16px 24px 24px;
    gap: 2px;
    border-bottom: 1px solid var(--border);
    max-height: calc(100vh - 60px);
    overflow-y: auto;
  }
  .main-nav.open { display: flex; }
  .main-nav > a, .nav-item > button { width: 100%; padding: 13px 10px; border-radius: 10px; font-size: 1.05rem; justify-content: space-between; }
  .dropdown { position: static; transform: none; opacity: 1; visibility: hidden; display: none; box-shadow: none; border: none; background: var(--bg-soft); margin: 4px 0 8px; }
  .nav-item.open .dropdown { display: block; visibility: visible; transform: none; }
  .dropdown .dropdown-cols { grid-template-columns: 1fr; }
  .nav-cta { margin: 12px 0 0; text-align: center; padding: 14px !important; }
}

/* ---------- Hero ---------- */
.hero {
  padding: 96px 0 80px;
  text-align: center;
  background: linear-gradient(180deg, #fbfbfd 0%, #f0f4fa 100%);
  overflow: hidden;
}
.hero h1 { max-width: 880px; margin: 0 auto 1.25rem; }
.hero .lede { max-width: 660px; margin: 0 auto 2.25rem; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(0, 113, 227, 0.08);
  color: var(--accent);
  font-size: 0.88rem; font-weight: 600;
  padding: 7px 16px;
  border-radius: 999px;
  margin-bottom: 1.5rem;
}
.hero-badge .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--success); animation: pulse 2s infinite; }
@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.35; } }

.hero-stats { display: flex; justify-content: center; gap: clamp(24px, 6vw, 72px); margin-top: 3.5rem; flex-wrap: wrap; }
.hero-stat { text-align: center; }
.hero-stat .num { font-size: clamp(1.7rem, 3.5vw, 2.4rem); font-weight: 700; letter-spacing: -0.02em; color: var(--ink); display: block; }
.hero-stat .label { font-size: 0.9rem; color: var(--ink-faint); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-stack);
  font-size: 1.05rem;
  font-weight: 600;
  padding: 15px 32px;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.15s ease, box-shadow 0.2s ease;
  text-decoration: none !important;
}
.btn-primary { background: var(--accent-bright); color: #fff; box-shadow: 0 6px 20px rgba(0, 113, 227, 0.35); }
.btn-primary:hover { background: var(--accent-hover); transform: translateY(-2px); box-shadow: 0 10px 28px rgba(0, 113, 227, 0.4); }
.btn-secondary { background: transparent; color: var(--accent); border: 1.5px solid var(--accent); }
.btn-secondary:hover { background: rgba(0, 113, 227, 0.06); }
.btn-white { background: #fff; color: var(--ink); }
.btn-white:hover { background: #f0f0f2; transform: translateY(-2px); }
.btn-lg { font-size: 1.15rem; padding: 18px 40px; }
.btn-row { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.btn-note { font-size: 0.85rem; color: var(--ink-faint); margin-top: 0.9rem; }

/* ---------- Cards ---------- */
.card {
  background: #fff;
  border-radius: var(--radius-md);
  padding: 32px 28px;
  box-shadow: var(--shadow-card);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  border: 1px solid rgba(0, 0, 0, 0.04);
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-card-hover); }
.card h3 { margin-bottom: 0.6rem; }
.card p { color: var(--ink-soft); font-size: 0.98rem; }
.card .card-link { display: inline-block; margin-top: 1rem; font-weight: 600; font-size: 0.95rem; }
.card .card-link::after { content: " →"; }

.card-icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(0, 113, 227, 0.12), rgba(0, 113, 227, 0.05));
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.25rem;
  font-size: 1.5rem;
}

.card-featured {
  background: linear-gradient(135deg, #003d80 0%, #0066cc 100%);
  color: #fff;
  border: none;
}
.card-featured h3, .card-featured p { color: #fff; }
.card-featured p { opacity: 0.85; }
.card-featured .card-link { color: #fff; }
.card-featured .card-icon { background: rgba(255, 255, 255, 0.15); }

.badge-tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 4px 10px;
  border-radius: 999px;
  background: rgba(26, 127, 55, 0.1);
  color: var(--success);
  margin-bottom: 0.9rem;
}
.badge-tag.gold { background: rgba(184, 134, 11, 0.12); color: var(--gold); }
.badge-tag.blue { background: rgba(0, 113, 227, 0.1); color: var(--accent); }
.card-featured .badge-tag { background: rgba(255,255,255,0.2); color: #fff; }

/* ---------- Big number stats ---------- */
.stat-band { text-align: center; }
.stat-big { font-size: clamp(3rem, 9vw, 5.5rem); font-weight: 800; letter-spacing: -0.03em; background: linear-gradient(135deg, #0071e3, #64b5ff); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }

/* ---------- Steps ---------- */
.steps { counter-reset: step; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
@media (max-width: 900px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .steps { grid-template-columns: 1fr; } }
.step { position: relative; padding: 28px 24px; background: #fff; border-radius: var(--radius-md); box-shadow: var(--shadow-card); }
.step::before {
  counter-increment: step;
  content: counter(step);
  display: inline-flex; align-items: center; justify-content: center;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--accent-bright);
  color: #fff;
  font-weight: 700;
  font-size: 1.1rem;
  margin-bottom: 1rem;
}
.step h3 { font-size: 1.15rem; margin-bottom: 0.4rem; }
.step p { font-size: 0.93rem; color: var(--ink-soft); }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; border-radius: var(--radius-md); box-shadow: var(--shadow-card); }
table.data {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  font-size: 0.98rem;
  min-width: 480px;
}
table.data th, table.data td { padding: 16px 20px; text-align: left; border-bottom: 1px solid #ececf0; }
table.data th { background: var(--ink); color: #fff; font-weight: 600; font-size: 0.9rem; letter-spacing: 0.02em; }
table.data tr:last-child td { border-bottom: none; }
table.data tr:hover td { background: #f8fafd; }
table.data td strong { color: var(--ink); }

/* ---------- FAQ accordion ---------- */
.faq-list { max-width: var(--max-width-narrow); margin: 0 auto; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item summary {
  cursor: pointer;
  padding: 22px 40px 22px 4px;
  font-weight: 600;
  font-size: 1.12rem;
  list-style: none;
  position: relative;
  color: var(--ink);
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  position: absolute;
  right: 8px; top: 50%;
  transform: translateY(-50%);
  font-size: 1.6rem;
  font-weight: 300;
  color: var(--accent);
  transition: transform 0.25s ease;
}
.faq-item[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq-item .faq-body { padding: 0 4px 24px; color: var(--ink-soft); }
.faq-item .faq-body p + p { margin-top: 0.8rem; }

/* ---------- Content / article pages ---------- */
.page-hero { padding: 72px 0 48px; background: linear-gradient(180deg, #fbfbfd, #f0f4fa); }
.page-hero h1 { max-width: 820px; }
.page-hero .lede { max-width: 720px; margin-top: 1rem; }

.breadcrumbs { font-size: 0.85rem; color: var(--ink-faint); margin-bottom: 1.5rem; }
.breadcrumbs a { color: var(--ink-faint); }
.breadcrumbs span { margin: 0 6px; }

.prose { max-width: var(--max-width-narrow); margin: 0 auto; }
.prose h2 { margin: 2.8rem 0 1rem; }
.prose h3 { margin: 2rem 0 0.75rem; }
.prose p { margin-bottom: 1.1rem; color: #333336; }
.prose ul, .prose ol { margin: 0 0 1.25rem 1.4rem; color: #333336; }
.prose li { margin-bottom: 0.5rem; }
.prose .table-wrap { margin: 1.5rem 0 2rem; }
.prose blockquote {
  border-left: 3px solid var(--accent);
  padding: 4px 0 4px 20px;
  margin: 1.5rem 0;
  color: var(--ink-soft);
  font-size: 1.05rem;
}

.callout {
  background: linear-gradient(135deg, rgba(0, 113, 227, 0.06), rgba(0, 113, 227, 0.02));
  border: 1px solid rgba(0, 113, 227, 0.18);
  border-radius: var(--radius-md);
  padding: 24px 28px;
  margin: 1.75rem 0;
}
.callout.success { background: rgba(26, 127, 55, 0.05); border-color: rgba(26, 127, 55, 0.25); }
.callout h4 { margin-bottom: 0.4rem; }
.callout p { margin-bottom: 0; }
.callout p + p { margin-top: 0.6rem; }

.key-facts { list-style: none; margin: 1.5rem 0 !important; padding: 0; }
.key-facts li {
  padding: 12px 0 12px 36px;
  position: relative;
  border-bottom: 1px solid #ececf0;
}
.key-facts li::before {
  content: "✓";
  position: absolute; left: 4px; top: 12px;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: rgba(26, 127, 55, 0.1);
  color: var(--success);
  font-size: 0.8rem; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}

/* ---------- CTA band ---------- */
.cta-band {
  background: linear-gradient(135deg, #003d80 0%, #0071e3 100%);
  border-radius: var(--radius-lg);
  padding: clamp(40px, 6vw, 72px);
  text-align: center;
  color: #fff;
}
.cta-band h2 { color: #fff; margin-bottom: 0.75rem; }
.cta-band p { color: rgba(255, 255, 255, 0.85); max-width: 560px; margin: 0 auto 2rem; font-size: 1.15rem; }

/* ---------- Forms ---------- */
.form-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: clamp(28px, 4vw, 44px);
  box-shadow: 0 16px 60px rgba(0, 0, 0, 0.1);
  max-width: 560px;
  margin: 0 auto;
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 560px) { .form-grid { grid-template-columns: 1fr; } }
.form-field { display: flex; flex-direction: column; gap: 6px; }
.form-field.full { grid-column: 1 / -1; }
.form-field label { font-size: 0.88rem; font-weight: 600; color: var(--ink); }
.form-field input, .form-field select, .form-field textarea {
  font-family: var(--font-stack);
  font-size: 1rem;
  padding: 13px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  background: #fff;
  color: var(--ink);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  width: 100%;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  outline: none;
  border-color: var(--accent-bright);
  box-shadow: 0 0 0 4px rgba(0, 113, 227, 0.12);
}
.form-consent { display: flex; gap: 10px; align-items: flex-start; font-size: 0.78rem; color: var(--ink-faint); line-height: 1.45; }
.form-consent input { margin-top: 3px; width: auto; }

/* ---------- Quiz funnel ---------- */
.quiz-shell { max-width: 640px; margin: 0 auto; }
.quiz-progress { height: 6px; background: #e8e8ed; border-radius: 999px; overflow: hidden; margin-bottom: 2.5rem; }
.quiz-progress-bar { height: 100%; width: 8%; background: linear-gradient(90deg, #0071e3, #64b5ff); border-radius: 999px; transition: width 0.4s cubic-bezier(0.4, 0, 0.2, 1); }
.quiz-step { display: none; animation: quizIn 0.35s ease; }
.quiz-step.active { display: block; }
@keyframes quizIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
.quiz-step h2 { text-align: center; margin-bottom: 0.5rem; font-size: clamp(1.5rem, 3.5vw, 2rem); }
.quiz-step .quiz-hint { text-align: center; color: var(--ink-faint); margin-bottom: 2rem; }
.quiz-options { display: grid; gap: 12px; }
.quiz-options.cols-2 { grid-template-columns: 1fr 1fr; }
@media (max-width: 560px) { .quiz-options.cols-2 { grid-template-columns: 1fr; } }
.quiz-opt {
  font-family: var(--font-stack);
  display: flex; align-items: center; gap: 14px;
  width: 100%;
  text-align: left;
  font-size: 1.05rem;
  font-weight: 500;
  color: var(--ink);
  background: #fff;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-md);
  padding: 18px 22px;
  cursor: pointer;
  transition: border-color 0.15s ease, box-shadow 0.15s ease, transform 0.15s ease;
}
.quiz-opt:hover { border-color: var(--accent-bright); box-shadow: 0 6px 20px rgba(0, 113, 227, 0.12); transform: translateY(-1px); }
.quiz-opt .emoji { font-size: 1.4rem; }
.quiz-back {
  background: none; border: none;
  color: var(--ink-faint);
  font-size: 0.9rem;
  cursor: pointer;
  margin-top: 1.75rem;
  font-family: var(--font-stack);
  display: inline-flex; align-items: center; gap: 6px;
}
.quiz-back:hover { color: var(--ink); }
.quiz-reassure { text-align: center; margin-top: 2rem; font-size: 0.85rem; color: var(--ink-faint); display: flex; justify-content: center; gap: 18px; flex-wrap: wrap; }
.quiz-good-news {
  background: rgba(26, 127, 55, 0.07);
  border: 1px solid rgba(26, 127, 55, 0.25);
  border-radius: var(--radius-md);
  padding: 18px 22px;
  text-align: center;
  color: var(--success);
  font-weight: 600;
  margin-bottom: 1.75rem;
}

/* ---------- Calculator ---------- */
.calc-shell { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: start; }
@media (max-width: 860px) { .calc-shell { grid-template-columns: 1fr; } }
.calc-inputs { display: grid; gap: 18px; }
.calc-result-card {
  background: linear-gradient(160deg, #003d80, #0071e3);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  color: #fff;
  position: sticky;
  top: 88px;
}
.calc-result-card h3 { color: rgba(255,255,255,0.8); font-size: 0.95rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; }
.calc-result-main { font-size: clamp(2.4rem, 5vw, 3.2rem); font-weight: 800; letter-spacing: -0.02em; margin: 0.35rem 0 1.5rem; }
.calc-result-main small { font-size: 1.1rem; font-weight: 500; opacity: 0.75; }
.calc-line { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,0.18); font-size: 0.95rem; }
.calc-line:last-child { border-bottom: none; }
.calc-line .val { font-weight: 700; }
.calc-disclaimer { font-size: 0.72rem; opacity: 0.65; margin-top: 1.25rem; line-height: 1.5; }
.range-row { display: flex; justify-content: space-between; align-items: baseline; }
.range-row output { font-weight: 700; color: var(--accent); font-size: 1.05rem; }
input[type="range"] { width: 100%; accent-color: var(--accent-bright); height: 32px; }

/* ---------- Reviews ---------- */
.review-card { background: #fff; border-radius: var(--radius-md); padding: 28px; box-shadow: var(--shadow-card); }
.stars { color: #f5a623; letter-spacing: 2px; font-size: 1.05rem; margin-bottom: 0.75rem; }
.review-card p { font-size: 0.97rem; color: var(--ink-soft); font-style: italic; }
.review-card .reviewer { margin-top: 1rem; font-style: normal; font-weight: 600; color: var(--ink); font-size: 0.9rem; }
.review-card .reviewer small { display: block; font-weight: 400; color: var(--ink-faint); }

/* ---------- Trust bar ---------- */
.trust-bar { display: flex; justify-content: center; align-items: center; gap: clamp(20px, 5vw, 56px); flex-wrap: wrap; padding: 28px 0; }
.trust-item { display: flex; align-items: center; gap: 10px; color: var(--ink-faint); font-size: 0.9rem; font-weight: 600; }
.trust-item svg { flex-shrink: 0; }

/* ---------- Footer ---------- */
.site-footer { background: var(--bg-soft); border-top: 1px solid var(--border); padding: 64px 0 40px; font-size: 0.88rem; color: var(--ink-faint); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 44px; }
@media (max-width: 860px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .footer-grid { grid-template-columns: 1fr; } }
.site-footer h4 { font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--ink); margin-bottom: 1rem; }
.site-footer ul { list-style: none; }
.site-footer li { margin-bottom: 0.6rem; }
.site-footer a { color: var(--ink-faint); }
.site-footer a:hover { color: var(--accent); }
.footer-brand p { margin: 0.75rem 0; line-height: 1.55; }
.footer-legal { border-top: 1px solid var(--border); padding-top: 28px; font-size: 0.78rem; line-height: 1.6; }
.footer-legal p { margin-bottom: 0.7rem; }
.eho-mark { display: flex; align-items: center; gap: 10px; margin: 1rem 0; font-weight: 600; color: var(--ink-soft); }

/* ---------- Scroll reveal ---------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.7s ease, transform 0.7s ease; }
.reveal.visible { opacity: 1; transform: none; }
.reveal-delay-1 { transition-delay: 0.08s; }
.reveal-delay-2 { transition-delay: 0.16s; }
.reveal-delay-3 { transition-delay: 0.24s; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ---------- Sticky mobile CTA ---------- */
.mobile-cta {
  display: none;
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 900;
  background: rgba(255, 255, 255, 0.92);
  -webkit-backdrop-filter: blur(16px);
  backdrop-filter: blur(16px);
  border-top: 1px solid var(--border);
  padding: 10px 16px calc(10px + env(safe-area-inset-bottom));
  gap: 10px;
}
@media (max-width: 720px) {
  .mobile-cta { display: flex; }
  body { padding-bottom: 72px; }
}
.mobile-cta .btn { flex: 1; padding: 13px 10px; font-size: 0.95rem; }

/* ---------- Utility ---------- */
.text-center { text-align: center; }
.mt-1 { margin-top: 1rem; } .mt-2 { margin-top: 2rem; } .mt-3 { margin-top: 3rem; }
.mb-1 { margin-bottom: 1rem; } .mb-2 { margin-bottom: 2rem; }
.visually-hidden { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: -9999px; top: 0; background: #fff; color: var(--accent); padding: 12px 20px; z-index: 2000; border-radius: 0 0 8px 0; }
.skip-link:focus { left: 0; }